Capital Dental now offers an interest-free loan to help you pay for your private treatment.
More and more people are taking advantage of modern dental treatments to improve their oral health and the way they look. Whatever private treatment you need, there is now an easy way to pay.
Capital Dental has registered with Denplan Enhance (member of the Global AXA group). Denplan Enhance allows you to spread the cost of high value private treatments provided at our practice at no additional cost.
What sort of treatments can Interest free
credit be used for? The credit can be used to spread the cost of private treatments available at our practice.
How much credit is available?
The minimum credit amount is £450 and you can borrow up to £25,000.
All loans will be subject to a simple credit check procedure
What are the charges for the credit? The credit is interest free. The borrowed amount is all that you repay.
There are no interest or APR charges. There are no additional or “hidden” charges to process the loan or upon completion.
Over what periods are the loans repayable? The term of the loan varies depending on how much you wish to borrow.
The following table gives a guide on the payment terms
You must also be able to produce identification as advised by Capital Dental when making an application.
Who is the credit provider?
First National Tricity Finance Ltd., a GE company,act as a credit provider for Denplan enhance. You will be provided with their contact details for any query about the interest-free loan.
Is the application simple?
The credit application is easy and takes place at the practice.
The practice will then place a quick call to First National and in the majority of the cases the decision is made there and then.
Financially sensitive information, such as salary details are not required. Proof of identity, such as a recent utility bill will be required.
Once the loan has been approved you will receive a copy of the agreement and your dental treatment can then begin straight away
Is the repayment simple?
Yes. A direct debit mandate to First National will allow them to collect the monthly loan repayments.
Typical examples Example 1
Total cost of treatment £1,000
If you pay a 10% deposit of £100, the balance payable is £900.
You will repay £150 per month for 6 months.
Total payable is £900 at 0% APR
Example 2
Total cost of treatment £2,000
If you pay a 10% deposit of £200, the balance payable is £1800.
You will repay £200 per month for 9 months.
Total payable is £1,800 at 0% APR
Example 3
Total cost of treatment £4,000
If you pay a 10% deposit of £400, the balance payable is £3,600.
You will repay £150 per month for 24 months.
Total payable is £3,600 at 0% APR
